QuickBucks is a convenient Instant Loan Application offered by Access Bank. It caters to both existing Access Bank customers and non-customers alike. QuickBucks provides a variety of loan options, including:
- PayDay Loan
- Salary Advance
- Small Ticket Personal Loan
- Device Financing
- Vehicle Finance
- Mortgage
To begin your loan journey with QuickBucks, simply follow these steps:
- Download the app from your preferred app store.
- Click on the signup button and enter your email address and BVN-linked phone number.
- An OTP (One-Time Password) will be sent to your phone number for app validation.
- Proceed to update your profile by providing necessary details such as location, bank account number, and monthly salary.
- Complete the signup process by choosing a preferred password and setting a secure 4-digit PIN, which will be used for all transaction verifications.
- Accept the terms and conditions, then submit and sign in with your newly created credentials.
Key Features:
- Flexibility to sign in using either your email address or phone number along with the password.
- Fingerprint authentication for easier login access.
- A comprehensive overview of all available loan facilities you may be eligible for.
- Keep track of your active loans conveniently within the app.
- Easily locate nearby points of interest such as supermarkets, bank branches, and shops without the requirement of collateral.
Overview
QuickBucks is a Freeware software in the category Business developed by Access Bank Plc.
The latest version of QuickBucks is 16.5, released on 07/05/2024. It was initially added to our database on 01/18/2024.
QuickBucks runs on the following operating systems: Android/iOS.
Users of QuickBucks gave it a rating of 2 out of 5 stars.
Pros
- Easy to use interface for quick transactions.
- Multiple account management for convenience.
- Option to schedule payments in advance.
- Good customer support services available.
- Integration with other bank services for seamless banking experience.
Cons
- Limited features compared to other banking applications.
- Occasional system glitches causing inconvenience.
- Inconsistent performance during peak hours.
- Security concerns reported by some users.
- Dependence on stable internet connection for smooth operation.
FAQ
What is QuickBucks?
QuickBucks is a convenient loan product offered by Access Bank Plc.
How can I apply for QuickBucks?
You can apply for QuickBucks through the Access Bank mobile app or internet banking platform.
What are the eligibility criteria for QuickBucks?
The eligibility criteria for QuickBucks include having an active Access Bank account, regular source of income, and meeting the bank's credit assessment criteria.
What is the maximum loan amount I can get with QuickBucks?
The maximum loan amount you can get with QuickBucks depends on your income and creditworthiness as assessed by Access Bank.
What is the repayment period for QuickBucks?
The repayment period for QuickBucks varies based on the amount borrowed and is usually between 1 to 12 months.
Is there a minimum loan amount I can apply for with QuickBucks?
Yes, there is a minimum loan amount that you can apply for with QuickBucks, which is determined by Access Bank.
Are there any fees associated with applying for QuickBucks?
Yes, there may be processing fees and interest charges associated with applying for and using QuickBucks. These will be communicated to you before taking the loan.
Can I prepay my QuickBucks loan?
Yes, you can prepay your QuickBucks loan at any time without incurring any penalties. This might result in interest savings depending on when you make the prepayment.
What happens if I miss a repayment for my QuickBucks loan?
Missing a repayment for your QuickBucks loan may result in late payment penalties and affect your credit score. It is advisable to inform the bank if you anticipate difficulty in making a repayment.
Is QuickBucks available to non-Access Bank customers?
No, QuickBucks is exclusively available to customers of Access Bank Plc who meet the eligibility criteria.
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